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Consumer Rights

Your Rights Under the FTC Funeral Rule

The FTC Funeral Rule is a federal law that protects families arranging a funeral. It guarantees clear pricing and the freedom to choose only what you want. Here's what it means for you — and how we honor it at Lighthouse.

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What is the Funeral Rule?

Enforced by the Federal Trade Commission, the Funeral Rule has protected consumers since 1984. Its purpose is simple: you should be able to compare prices, understand exactly what you're paying for, and buy only the goods and services you want — not a bundled package you don't need. We believe in this so completely that we publish our full price list online.

Know your rights

What the Funeral Rule guarantees you

Right 1

Itemized pricing

You have the right to receive a written, itemized General Price List, and to get price information over the phone. You can see the cost of every item before you decide.

Right 2

Buy only what you want

You're not required to buy a package. You may choose only the individual goods and services you want (with limited exceptions, like a basic services fee).

Right 3

Provide your own casket or urn

You may buy a casket or urn elsewhere, and the funeral home must use it without charging an extra handling fee.

Right 4

No required embalming

Embalming is not required by law in most cases. A funeral home may not tell you it's mandatory when it isn't.

How Lighthouse honors it

We go beyond the minimum. Our full General Price List is published on our website, so you can review every fee privately, at your own pace, before you ever contact us. We'll happily quote prices by phone, explain each item plainly, and help you build an arrangement around only what matters to your family.

Ready to look? See our General Price List, or our guides to cremation costs and funeral costs.

Common questions

Funeral Rule FAQs

Do funeral homes have to give me prices?

Yes. The FTC Funeral Rule requires funeral homes to provide a written, itemized price list, and to give price information over the phone if you ask. Ours is also published online.

Can I be required to buy a funeral package?

No. You have the right to choose only the individual goods and services you want. A funeral home may charge a basic, non-declinable services fee, but it cannot force you into a package.

Can I buy a casket or urn from somewhere else?

Yes. You may provide your own casket or urn, and the funeral home must use it without charging an extra handling fee.

Is embalming required by law?

In most cases, no. Embalming is rarely required by law, and a funeral home cannot falsely claim it's mandatory. It may be needed for certain services, and we'll always explain when and why.

Transparent by choice

See every price, no obligation

We publish our full price list because you deserve clarity. Review it any time, or reach out and we'll answer every question honestly.

Call or Text(806) 418-6509

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